Insights

Atlanta of counsel John Willis and chair of the firm’s financial services regulatory practice, Brad Rustin, spoke at this year's Secura Rick Management Fall Forum. Their presentation, "Understanding Your Terms and Conditions Agreement: Closing, Freezing, Restricting, and Offsetting Accounts,"  discussed the provisions of deposit account terms and conditions, agreements, and common pitfalls for financial institutions. Willis and Rustin focused on the specifics of overdraft provisions and the importance of other terms in the event of account disputes. 

This forum focused on payment industry initiatives, banks moving from no fees to profitability, using RegTech to manage continuity and risk management programs, FinCEN's news modernization, terms and conditions agreements, and more. Secura Risk management helps financial institutions and FinTech companies mitigate risks by promoting change. 

Willis is a former financial institution senior vice president and corporate counsel with extensive experience in mergers and acquisitions, asset purchases and sales, corporate governance, third party risk management, loan portfolio sales, securities, and regulatory compliance.

Rustin focuses on consumer financial services litigation and defense of regulatory claims against chartered and non-chartered financial institutions, finance entities, and money services business.